Long Term Care (LTC) Insurance Leads
Long Term Care Insurance Leads
Agents looking for long-term care insurance leads should be aware that as working Americans age, they become more and more concerned about the long-term care needs and insurance benefits that their employers have to offer.
A Prudential Financial Inc. study, named Long Term Care Insurance, was conducted to demonstrate that very few employees actually understand the benefits of long-term care insurance. About a fourth of the country’s workforce plans to use insurance for covering their long-term care expenses.
Lori High, the president of Prudential’s group insurance unit, says that when baby boomers think about life after 60, they begin to understand the implications of longer lives, nursing care costs, lifestyles, and post-retirement finances. As a result, they become aware of their own future needs for long-term care and the impact it will have on their retirement.
Those who have care-giving experience value employee benefits-which include long-term care insurance – much more than private insurance plans, knowing how insufficient insurance coverage can quickly dwindle one’s resources. Unfortunately, according to High, there remains a gap between recognition and an actual move to offer an aaffordable solution by buying long-term care insurance.
Agents who wish to acquire long-term care insurance leads should know these facts:
• Three out of every ten workers claim that they don’t have an insurance plan or don’t expect that they’ll be needing long-term care in the future;
• Those who don’t have a plan appear to have unrealistic expectations of their health, due to increasing and sometimes unaffordable costs of long-term care;
• There is a larger education map for women, which is ironic because women are more inclined towards care-giving yet they’re the ones who are less likely to get their own long-term insurance plans than men.
More than one-third of survey participants think that Medicare has them covered for extended care expenses. What they don’t realize is that Medicare covers merely a small percentage of total long-term care expenses, excluding a good chunk of custodial care services.
High adds that Americans know the importance of every dollar spent for employee benefits. Employers and employees are both looking for the best coverage for their money’s worth.
Agents can get more long-term care insurance leads by investing in the best client coverage offered by lead providers.
At Family Insurance Leads, we guarantee that our leads are of the best quality. Every single one of our long-term care insurance leads are initially tested and verified via an extensive quality control system. This system instantly confirms the interest of prospects and the accuracy of the contact information they provide. We assure you that we take all necessary steps to keep you from receiving bogus leads. And as if that isn’t enough, we even have a fair credit policy to make you feel more secure about the leads you buy.
Sometimes you’ll come across inexpensive long-term care insurance leads that may seem like a bargain, only to discover that they’re fraudulent and inaccurate. We at Family Insurance Leads assure you that we offer the best-quality leads at the most competitive market prices. So if you’re interested in purchasing leads to boost your sales, get them from Family Insurance Leads.
Call any of our leads consultants now. You may get lucky and snag a big group.